Latest news

07.20.2020

Here’s how being denied for a credit card impacts your credit score

Being denied for a credit card doesn’t hurt your credit score. But the hard inquiry from submitting an application can cause your score to decrease.

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What New Parents Should Know About Life Insurance

Having a baby can bring the gaps in your financial plan into sharp focus. New parents often feel they need to find ways to provide financial security...

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Why Searching for Cheap Stocks Is the Wrong Investing Strategy

The premise makes more than enough sense: For the same reason consumers want more bang for their buck at the stores they regularly shop...

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Private credit lenders seek protection in minimum liquidity protocol

Private credit firms are requiring their borrowers maintain a strong liquidity cushion as the coronavirus pandemic forces middle market companies...

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Consumer credit fell at a slower 5.3% in May as the economy began to recover

The use of credit cards fell at a much slower pace in May as the economy began to recover and the government provided financial relief to households...

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Latest news

07.20.2020

An industry leader that

Trusted by 32,000+ Merchants Processes Over +4 Billion Dollars Annually 24/7 Always Available Customer support 7+ Year Lock on Processing Rates No Early Termination Fee Free Terminal Program is A+ Rated with the BBB Over +460 Software Integrations Guaranteed Savings or We Pay You $1000

iMerchant Direct has kept it very simple for our merchants on the Flat Rate program. Know exactly what you are paying

PREFERRED PAYMENT

PROCESSING RATE PROGRAM

Transparent pricing.

Next day funding. No hidden fees.

1.99% + 20c

2.99% + 20 cents for corporate, international,

AMEX, or keyed cards

*other interchange categories/card types may apply

CASH DISCOUNT/ SURCHARGE

Lets you keep all of your profits by eliminating your credit and debit card processing fees by passing the fees onto the customer. A Non-Cash Charge is automatically implemented in each transaction made using a credit or debit card. The Non-Cash charge covers interchange costs, authorization costs, credit transaction costs, and merchant support.

CUSTOM RATE

For more complex merchants that need a comparison to what they currently have.

Be Guaranteed the lowest rate for you rest assure you have a custom rate designed for you and your type of business.

Top Business Types Using iMerchant Direct

Delis & Supermarkets

Grocery stores & Supermarkets no longer have to lose customers to Credit Card Minimums and can accept credit cards, regardless of the amount, with no fee.

Pizzerias

Eliminate the minimum sale credit/debit card signs and offset increasing minimum wages and food costs through iMerchant Direct. No longer do Pizzerias have to worry about decreased profits from processing fees.

Restaurants

Increases in the minimum wage and other costs make it difficult for restaurants to make a profit. iMerchant Direct offsets these costs by eliminating their processing bill.

Bars & Nightclubs

Whether it be a VIP/Bottle Service establishment, a bar, or lounge all can benefit from eliminating processing fees. When people are celebrating or out partying, they are unlikely to complain about a small charge when using a card for payment.

Salons & Spas

Beauty Salons love iMerchant Direct. Whether it's a manicure or a complete makeover; the amount they charge is the amount they receive.

Retail

Retailers are prime candidates for iMerchant Direct, because net margins are much smaller compared to other industries. Retailers know that overhead cost, labor, and inventory slims down your margins significantly.

Liquor Stores

Using iMerchant Direct helps liquor stores recover the profits lost due to increased labor and inventory costs. iMerchant Direct has brought increased profit to this industry.

Professional Services

Doctors & Dentists are always complaining about credit card fees, especially when it comes to Co-Pays. Lawyers have no reasons to pay fees when accepting cards for legal retainers. Now, through iMerchant Direct they have been eliminated.

Service Industries

Merchants within the service Industry love iMerchant Direct. When assisting a customer with needs like Towing, HVAC, Locksmith etc. The customer has no problem paying for the convenience of using their Credit Card in these urgent situations

Wholesalers

Thanks to iMerchant Direct Wholesalers can now collect payments up front via Credit Card, rather than giving terms. Through iMerchant Direct their profit margins are not affected!

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