iMerchant Direct has kept it very simple for our merchants on the Flat Rate program. Know exactly what you are paying
PROCESSING RATE PROGRAM
Next day funding. No hidden fees.
1.99% + 20c
2.99% + 20 cents for corporate, international,
AMEX, or keyed cards
*other interchange categories/card types may apply
CASH DISCOUNT/ SURCHARGE
Lets you keep all of your profits by eliminating your credit and debit card processing fees by passing the fees onto the customer. A Non-Cash Charge is automatically implemented in each transaction made using a credit or debit card. The Non-Cash charge covers interchange costs, authorization costs, credit transaction costs, and merchant support.
For more complex merchants that need a comparison to what they currently have.
Be Guaranteed the lowest rate for you rest assure you have a custom rate designed for you and your type of business.
Top Business Types Using iMerchant Direct
Delis & Supermarkets
Grocery stores & Supermarkets no longer have to lose customers to Credit Card Minimums and can accept credit cards, regardless of the amount, with no fee.
Eliminate the minimum sale credit/debit card signs and offset increasing minimum wages and food costs through iMerchant Direct. No longer do Pizzerias have to worry about decreased profits from processing fees.
Increases in the minimum wage and other costs make it difficult for restaurants to make a profit. iMerchant Direct offsets these costs by eliminating their processing bill.
Bars & Nightclubs
Whether it be a VIP/Bottle Service establishment, a bar, or lounge all can benefit from eliminating processing fees. When people are celebrating or out partying, they are unlikely to complain about a small charge when using a card for payment.
Salons & Spas
Beauty Salons love iMerchant Direct. Whether it's a manicure or a complete makeover; the amount they charge is the amount they receive.
Retailers are prime candidates for iMerchant Direct, because net margins are much smaller compared to other industries. Retailers know that overhead cost, labor, and inventory slims down your margins significantly.
Using iMerchant Direct helps liquor stores recover the profits lost due to increased labor and inventory costs. iMerchant Direct has brought increased profit to this industry.
Doctors & Dentists are always complaining about credit card fees, especially when it comes to Co-Pays. Lawyers have no reasons to pay fees when accepting cards for legal retainers. Now, through iMerchant Direct they have been eliminated.
Merchants within the service Industry love iMerchant Direct. When assisting a customer with needs like Towing, HVAC, Locksmith etc. The customer has no problem paying for the convenience of using their Credit Card in these urgent situations
Thanks to iMerchant Direct Wholesalers can now collect payments up front via Credit Card, rather than giving terms. Through iMerchant Direct their profit margins are not affected!